Legal notice
Pilot version. This text applies to the Kobri pilot and may change before the service opens to the public. Each version is dated.
Should the French and English versions of this document diverge, the French version prevails.
This information is published pursuant to Article 30 of Law No. 2010/021 of 21 December 2010 governing electronic commerce in Cameroon, which requires providers to give recipients of their services and the authorities “easy, direct and permanent” access to the details below.
Website publisher
- Registered name
- AFRICA DIGITAL SOLUTIONS (AFRIDISOL)
- Legal form
- SARL
- Share capital
- 15 000 000 FCFA
- Trade and Personal Property Credit Register (RCCM)
- TG-LFW-01-2026-B 12-00606
- Taxpayer number
- published when the service opens
- Registered office
- Quartier Hédzranawoé Sagboville, rue derrière la Pharmacie Saint Pierre, préfecture du Golfe
- City
- Lomé, Togo
- Telephone
- published when the service opens
- contact@kobri.app
- Publication director
- published when the service opens
Hosting
- Host
- Google Cloud Platform (Cloud Run)
- Address
- Région europe-west9, Paris
- Hosting country
- France
Activity and regulatory framework
Kobri is an electronic payment service allowing a merchant to return to a customer the change they cannot give in cash, in the form of a usable balance.
Kobri is not a credit institution, a microfinance institution or a payment institution. Kobri does not hold its users’ funds. The service is operated as a distributor, in the name and on behalf of a licensed payment service provider, in accordance with COBAC Regulation R-2019/01 of 23 December 2019. Partner merchants act as sub-distributors.
Payment service provider
- Institution
- published when the service opens
- Licence number
- published when the service opens
- Issuing authority
- Ministère des Finances, après avis conforme de la COBAC
Published pursuant to Article 30 of Law No. 2010/021, which requires the name and address of the authority that issued the authorisation where the activity is subject to one. Funds are held by the approved institution, in a segregated account.
Intellectual property
The Kobri trade mark, its logotype, its visual identity and all content on this website are protected. Any reproduction or representation, in whole or in part, without prior written authorisation is prohibited.
Advertising
In accordance with Article 5 of Law No. 2010/021, all advertising published by Kobri clearly identifies the person on whose behalf it is issued.
Complaints
Any complaint regarding the service may be addressed to contact@kobri.app. Complaints concerning a payment operation may also be addressed to the licensed payment service provider.